Merchant Service Reviews

We at CheapestMerchantAccounts.com are focused on providing the internet’s leading merchant service review website. In our quest we have chosen to focus on the following key areas: Rates Available, Common Dues and Fees, Customer Service Provided, PCI Fees, Application Fees, and any Cancellation or Termination Fees associated with the service provider. Each provider is given a score between 1 and 5 stars, 5 stars representing a standard of excellence in that category. We are working to continually add additional reviews and will also routinely update our ratings to ensure that we are providing the best merchant account reviews possible to small business owners across the nation.

Below is the full list of merchant service providers that we have reviewed, ordered by date; Our top 5 providers are listed on our top rated processors page.

Intuit Merchant Services

Last Updated on November 05, 2024

Intuit Merchant Services (IMS) appears to be something of a mixed blessing. For merchants who use Intuit’s QuickBooks accounting software, IMS can be beneficial. Whether you operate a brick-and-mortar shop, work through online commerce or do both, there’s no need for double transaction input. IMS allows you to accept credit and debit card payments while [...]

First Data

November 05, 2024

This review is focused on First Data as a credit card processing provider for individual businesses. This distinction is important as First Data, contrary to almost all of the merchant service providers we have reviewed on this website is responsible for all of the transactions themselves. Most of the processors we have reviewed are called [...]

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Chase Paymentech

November 05, 2024

Chase Paymentech is one of the larger and more well known processors in the industry. Originally called Chase Merchant Services, they merged with Paymentech in 2005, becoming one of the largest processors we have come across during our reviews.

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iPay

November 05, 2024

iPay represents a similar service to business owners as an Authorize.net. What that means is that they are a payment gateway provider and not an actual merchant account. iPay is often paired with a Global Payment account allowing business owners to actually process payments from the point of sale to their bank account.

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